Finally, investing made clear

WorthFM is a savings and investment platform designed to guide you step-by-step.
From the creators of DailyWorth.

Your WorthFM Accounts

Savings

Your WorthFM Emergency Savings Account is your first line of defense against life's surprises.

Investing

Your WorthFM Investment Account allows you to fund your dreams while learning how investing works.

Retirement

Your WorthFM Retirement Account is a Traditional or Roth IRA. We make consolidating other accounts easy.
See how we are different

How to Get Started

Create Your Account

Three quick steps get you signed up in under ten minutes.

Fund Your Account

Add funds and setup recurring deposits. WorthFM's financial advisors can help you consolidate your external accounts.

Learn & Engage

Your personalized WorthFM dashboard provides education and inspiration to help you make smart financial decisions.

Your Net Worth

Visualize your full financial picture with the WorthFM Net Worth Tracker
(coming soon).
Get Started

What Are You Invested In?

WorthFM’s portfolios are designed according to four principles.
Our investment portfolios are made up of a diversified mix of exchange-traded funds (ETFs) and cash. The portfolios are optimized for your personal risk level based on how comfortable you are with market shifts, your financial situation, and when you need your money.

Fees

Completely Transparent Fees. Really.
0.5%
on your Investing and Retirement Account balances, billed monthly.
Free
Your Savings Account will always be free.
Get started with just $50, withdraw anytime.
Learn more about fees

Designed For Your Personality

How does your personality affect your money habits and decisions? What are your strengths, fears and sabotage patterns? Our integrated MoneyType Assessment tool provides these insights on your WorthFM dashboard.
Get Started

Meet The Founder

Amanda Steinberg, Founder & CEO of WorthFM
“Women don't want different financial advice.
They want financial advice delivered differently.”

Amanda founded WorthFM in 2015 to build an “alternative-to-Wall Street” savings and investment service for women that offers clarity, instills financial confidence, and creates a path to wealth.

Previously she had founded DailyWorth to bring a fresh voice and a new perspective to personal finance. DailyWorth has a loyal following of over one million readers.

Amanda’s book Worth It: Your Life, Your Money, Your Terms is a personal account of what she’s learned, and why traditional advice doesn’t work for everyone.

Worth It: Your Life, Your Money, Your Terms
The new book by Amanda Steinberg

In 2016, Amanda Steinberg was named to the Oprah Winfrey Network SuperSoul 100 List

How We Keep You Safe

The safety of your data and financial assets is our top priority. We have bank-level security throughout WorthFM.
Security
We follow best technology practices in the design and implementation of our security procedures: SSL (Secure Sockets Layer) certificates that support 256-bit encryption, firewalls that keep unauthorized parties out, and third party security experts who test our platform.
Privacy
We protect your information and have systems in place to ensure your information is used only for the management of your accounts. Read our privacy statement.
Account Protection
Your investments are held at TD Ameritrade Institutional. TD Ameritrade Institutional is a division of TD Ameritrade, Inc., member FINRA/SIPC ( see terms ). Your accounts can be accessed directly at TD Ameritrade Institutional upon request.